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Special Members-Only Rates – Limited-Time Offer

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Unlock Extra Savings!
Now Is the Time to Make a Move With Special Members-Only Mortgage Rates.

 Apply now!

Available on primary homes in VA, NC, OH, and SC.

Not yet a member? Join now!


Save thousands on your mortgage with lower-than-market rates.
Finance a new home with a low down payment or use your existing equity to get cash out!

Exclusive, Limited-Time Offer for Our Members
Enjoy discounted rates* on our conventional, fixed-rate home loans.

Benefits of a DECU Rate Buster Loan:

  • With a lower rate, you may qualify for more.
  • Monthly payments will be more affordable.
  • Our settlement agents can come to you.

Apply now and close later. Lock in a LOW RATE at application for 60 days! (property address required)

Property address required to lock rate.


These lower rates – and this discount offer – won't last long. Apply now! | 800-268-6928

*Limited-time offer: .50% APR discount off current rate for which you qualify. Offer may be withdrawn at any time. Discounted mortgage rate offer available on primary homes in VA, NC, OH, and SC. Membership required to apply for loan. To apply for membership, visit**APR = Annual Percentage Rate. Example shown is 30-year mortgage at 6.5% /6.524% APR. Actual rate and payment may be higher based on loan amount, terms, and credit qualifications. Rate current as of 06/12/2024 and subject to change without notice. Call for current rates. Example is based on $300,000 loan at 80% LTV with 20% down payment. Loan amount available subject to qualifications and property location. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater.

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P.O. Box 26646 | Richmond, VA 23219

Equal Housing Opportunity

NMLS #443043. Federally Insured by NCUA.